If you need assistance, please call 386-527-5357

Preferred Lender

Samuel P Royer

Samuel P Royer

National Director, Heroes First Home Loans
NMLS# 1591
Direct: 855.866.HERO (4376)
712 S. Ocean Shore Blvd
Flagler Beach, FL 32136

Heroes First Home Loans, a division of Cherry Creek Mortgage, is an equal housing lender. Our primary role is to serve the individuals of our local communities and country that give tirelessly of their time, efforts and life to serve us. Those Heroes include the military, ministry, firefighters, law enforcement professionals, educators, civil service workers and healthcare providers, either past or present. Our passion is America and our commitment is to you, ask us how!

Very simply put, our Heroes save when buying or refinancing their home. Ask us how!



Greg Novak NMLS # 329079

Greg Novak NMLS # 329079

Vice President, American Mortgage
NMLS# 330596
Direct: 386-756-8228
Cell: 386-846-6686
Fax: 386-756-8108
5111 S. Ridgewood Ave. Suite 103
Port Orange, FL 32127

Mission statement:

My name is Greg Novak, Vice President & Partner with American Mortgage; it is my mission to provide you with a mortgage loan that BEST fits your needs and ensures the security of your financial future. 

Furthermore, I am dedicated to the following core values and principles.

1. Absolute Integrity.

2. Heroic Customer Service.

3. Be on the leading edge of Mortgage Lending Services and Products.

4. Work with Passion, Commitment, and Enthusiasm.

5. Fanatical attention to consistency and detail.

Exit Real Estate Property Solutions - Team Vasile
Carl Vasile
424 Luna Bella Drive, Suite 135
New Smyrna Beach, FL 32168
386-527-5357


Heroes First Home Loans
Sam Royer
5615 SR100 Suite 118
Palm Coast, FL 32164
Cell: 610.703.LOAN (5626)
NMLS - Personal: 525750 | Company: 1591


Greg Novak
5111 S. Ridgewood Ave. Suite 103
Port Orange, FL 32127
Cell: 386-846-6686
NMLS - Personal: 329079 | Company: 330596

IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.com. September 28, 2023
mls logo© 2023 My Florida Regional MLS DBA Stellar MLS, Inc.. All rights reserved. The data relating to real estate displayed on this website comes in part from the Internet Data Exchange (IDX) Program of My Florida Regional MLS DBA Stellar MLS, Inc. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers' personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law.9/28/2023 4:44 PM CST
Copyright 9/28/2023 4:44 PM CST New Smyrna Beach Board of REALTORS®, Inc. All rights reserved”. NSBBORMLS data is provided solely for publication on the Internet as a tool for consumers to search and view properties available for sale, which have been listed with NSBBORMLS members. “IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties to consumers that may be interested in purchasing. Data is deemed reliable but not guaranteed accurate by the MLS”
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